Credit Score
Build better credit, starting with your score
Your credit score helps lenders understand how you manage money. Looking after it can put you in a better position when applying for a loan or credit card.
Credit Score
Build better credit, starting with your score
Your credit score helps lenders understand how you manage money. Looking after it can put you in a better position when applying for a loan or credit card.
Credit Score
Build better credit, starting with your score
Your credit score helps lenders understand how you manage money. Looking after it can put you in a better position when applying for a loan or credit card.
Credit Score
Build better credit, starting with your score
Your credit score helps lenders understand how you manage money. Looking after it can put you in a better position when applying for a loan or credit card.
Credit Score
Build better credit, starting with your score
Your credit score helps lenders understand how you manage money. Looking after it can put you in a better position when applying for a loan or credit card.
Credit Score
Build better credit, starting with your score
Your credit score helps lenders understand how you manage money. Looking after it can put you in a better position when applying for a loan or credit card.
01
Check and manage your KCBand NICE scores together
KCB and NICE use different criteria, so your scores may not be the same. Lenders also use them differently, which is why it helps to keep an eye on both.
01
Check and manage your KCBand NICE scores together
01
Check and manage your KCBand NICE scores together
KCB and NICE use different criteria, so your scores may not be the same. Lenders also use them differently, which is why it helps to keep an eye on both.
01
Check and manage your KCBand NICE scores together
KCB and NICE use different criteria, so your scores may not be the same. Lenders also use them differently, which is why it helps to keep an eye on both.
KCB
859 points
859 points
Looks at borrowing, card spending and overall financial stability.
NICE
750 points
Looks at repayment history and whether you pay on time.
NICE
750 points
Looks at repayment history and whether you pay on time.
KCB and NICE use different criteria, so your scores may not be the same. Lenders also use them differently, which is why it helps to keep an eye on both.
02
Improve your score with one tap
A higher score could mean lower loan rates or higher card limits. Toss can submit information that may help your score, such as telecom bills, utility payments and savings records, to credit bureaus for you.
02
Improve your score with one tap
A higher score could mean lower loan rates or higher card limits. Toss can submit information that may help your score, such as telecom bills, utility payments and savings records, to credit bureaus for you.
02
Improve your score with one tap
A higher score could mean lower loan rates or higher card limits. Toss can submit information that may help your score, such as telecom bills, utility payments and savings records, to credit bureaus for you.
03
Stay on top of your credit
03
Stay on top of your credit
03
Stay on top of your credit
03
Stay on top of your credit
Credit Report
See why your score went up or down, along with card and loan activity that may have affected it.
Credit Quiz
Learn how credit works with quick true-or-false quizzes and build better credit habits as you go.
Credit Report
See why your score went up or down, along with card and loan activity that may have affected it.
Credit Quiz
Learn how credit works with quick true-or-false quizzes and build better credit habits as you go.
Credit Report
See why your score went up or down, along with card and loan activity that may have affected it.
Credit Quiz
Learn how credit works with quick true-or-false quizzes and build better credit habits as you go.
Credit Report
See why your score went up or down, along with card and loan activity that may have affected it.
Credit Quiz
Learn how credit works with quick true-or-false quizzes and build better credit habits as you go.
04
Run a business?Check your business credit too
Business credit works differently from personal credit. It can take into account your company’s finances as well as your own credit and transaction history, and may affect the loans and rates available to your business.
04
Run a business?Check your business credit too
Business credit works differently from personal credit. It can take into account your company’s finances as well as your own credit and transaction history, and may affect the loans and rates available to your business.
04
Run a business?Check your business credit too
Business credit works differently from personal credit. It can take into account your company’s finances as well as your own credit and transaction history, and may affect the loans and rates available to your business.
04
Run a business?Check your business credit too
Business credit works differently from personal credit. It can take into account your company’s finances as well as your own credit and transaction history, and may affect the loans and rates available to your business.
See what’s affecting your score
Understand the factors behind your business credit score and see what you can focus on going forward.
See what’s affecting your score
Understand the factors behind your business credit score and see what you can focus on going forward.
See what’s affecting your score
Understand the factors behind your business credit score and see what you can focus on going forward.
See what’s affecting your score
Understand the factors behind your business credit score and see what you can focus on going forward.
Compare with similar businesses
See how your business credit compares with businesses of a similar size, so you know where you stand.
Compare with similar businesses
See how your business credit compares with businesses of a similar size, so you know where you stand.
Compare with similar businesses
See how your business credit compares with businesses of a similar size, so you know where you stand.
Compare with similar businesses
See how your business credit compares with businesses of a similar size, so you know where you stand.
Users who checked their credit score
26.5M+ users
Users who improved their credit score
9.2M+ users
As of June 2026, based on Toss internal data
Users who checked their credit score
26.5M+ users
Users who improved their credit score
9.2M+ users
As of June 2026, based on Toss internal data
Users who checked their credit score
26.5M+ users
Users who improved their credit score
9.2M+ users
As of June 2026, based on Toss internal data
Users who checked their credit score
26.5M+ users
Users who improved their credit score
9.2M+ users
As of June 2026, based on Toss internal data
Users who checked their credit score
26.5M+ users
Users who improved their credit score
9.2M+ users
As of June 2026, based on Toss internal data
Users who checked their credit score
26.5M+ users
Users who improved their credit score
9.2M+ users
As of June 2026, based on Toss internal data
